EnKash, a leading Indian fintech player in spend management and payments, has announced the official launch of its new Payment Gateway—an innovative solution tailored specifically for India’s burgeoning ecosystem of small to medium-sized businesses (SMBs) and startups.
At a time when digital commerce is witnessing exponential growth, EnKash’s latest offering aims to place India’s most underserved merchant segment at the forefront of the fintech evolution. The platform is designed to provide a robust, seamless, and future-proof payment infrastructure for businesses that have historically been overlooked by traditional providers.
Bridging the Gap for Underserved Merchants
Despite accounting for nearly 30% of the country’s GDP and providing employment to over 110 million individuals, SMBs and startups often face significant hurdles with legacy payment systems. Existing solutions tend to cater primarily to large enterprises, leaving smaller businesses to navigate complex integrations, rigid systems, and cumbersome documentation processes.
EnKash’s new Payment Gateway aims to eliminate these pain points. It promises flexibility, ease of use, and advanced technological capabilities, giving merchants from various sectors—like D2C brands, SaaS companies, healthcare, education, logistics, and hospitality—access to enterprise-grade tools without the overhead.
Feature-Rich and Developer-Friendly
The gateway offers low-code/no-code integration through powerful SDKs and APIs, an unlimited developer sandbox for testing, and an orchestration suite for smart transaction routing. Additional features include automated reconciliation, real-time analytics, and high uptime reliability during peak periods. Importantly, it also offers zero-cost lifetime support to users.
“Whether it’s a small D2C brand or a rapidly growing tech startup, our vision is to streamline every entrepreneur’s payment experience,” said Hemant Vishnoi, Co-founder of EnKash. “We’re not just launching a payment processor—we’re introducing an infrastructure layer that prioritizes speed, reliability, and trust. It’s a foundation for India’s digital future.”
A Timely Innovation
The timing of the launch is strategic. In March 2025 alone, India recorded over ₹14 lakh crore in UPI transactions, reinforcing the country’s shift towards digital payment systems. Yet, challenges persist for small businesses, including high transaction failure rates during peak hours, manual reconciliation efforts, and fragmented financial systems.
EnKash’s integrated platform addresses these issues head-on, providing a unified ecosystem that combines payment processing with features such as accounts payable automation, corporate cards, expense tracking, and loyalty programs.
Designed for Scale and Compatibility
Compatible with major platforms like Shopify, WooCommerce, and Magento—as well as custom-built technology stacks—the EnKash Payment Gateway is well-suited for businesses across sectors. Its scalability ensures that as businesses grow, their payment infrastructure can evolve alongside them.
About EnKash
Founded in 2018, EnKash has quickly emerged as a leading force in India’s fintech landscape. The company holds multiple regulatory licenses from the Reserve Bank of India (RBI), including PAPG, BBPOU, and a recently secured PPI license. Backed by prominent investors such as Ascent Capital, Mayfield, Axilor, and Baring Private Equity Partners India, EnKash has raised $23 million to date.
Its suite of financial tools enables CXOs and finance teams to automate workflows, gain real-time insights, and maintain regulatory compliance—delivering a smarter, more efficient way to manage business finances.
With the launch of this payment gateway, EnKash cements its position as the first Indian fintech to offer a fully unified payments and spend management stack, signaling a transformative leap for India’s digital economy.
