By Divya
Spending everything you earn feels normal, but it leaves no cushion. One emergency can wipe out your entire month.
If you don’t tell your money where to go, it disappears. A simple budget helps you track, plan, and actually save.
Swiping for instant joy piles up long-term debt. Interest grows faster than you think, eating away at your income.
Waiting for “the right time” only costs you compounding power. The earlier you start, the less you need later.
Keeping up with trends or friends may feel rewarding, but it drains your future. True wealth isn’t about appearance.