By Saurabh
Use an app or a simple notebook to record every expense. When you know where your money goes, you gain control.
Make saving a habit, not an option, even on a tight budget. Automate transfers so you never miss a month.
Begin with SIPs or index funds, even if it’s a small amount. The earlier you invest, the more you earn through compounding.
Set aside money for 3–6 months of expenses. It’s your financial safety net during unexpected life events.
More income doesn’t mean more spending. Grow your savings before you grow your lifestyle.
Understand credit, insurance, tax-saving, and loans. The more you know, the better choices you’ll make with money.